ACA (ObamaCare)

[LongGone]

How many liked their doctor but couldn't keep their doctor?
How many liked their plan but couldn't keep their plan?
How many saw their premium double, their deductible double and their out of pocket cost increase by over one fourth?

Tarheel raises his hand.....

Shed a little light on the first two. Why did you have to change plans? I assume your doctor wasn't in the plan your current plan.

As mentioned previously the cost of health insurance has skyrocketed. As a retiree I have seen my cost go up. Not sure that is tied to ACA.

 

[BALAAM]

I am self-employed and health care insurance has been a nightmare. My wife has a pre-existing condition and for several years we had a terrible time getting anyone to issue us a policy. With the onset of the ACA, we were able to get insurance and low and behold; she was covered for pregnancy etc. which is something we really don't need. After the first year, which was more questions than answers, the company notified us that it would not issue policies in IN any more. Got a new policy and after 10 months they told us the same thing. This policy will no longer be available after the first of the year.

For the first two policies we were never issued an actual policy with coverages etc. Every time we asked the agent all he could say is that the insurance industry is in turmoil and nobody has answers.

As far as coverage is concerned: We pay about 1300.00 a month for both of us with a $6500.00 deductible. They pay next to nothing for meds, doctor visits, etc. until the 6500.00 is used up and even then you have to absolutely fight for everything. My wife was able to get on disability this year after 3 years of trying. She had Medicare part A but for some reason has not been able to get part B. We are fighting with SS administration right now over this.

FWIW I used to supply health insurance for employees (never had more than 8) and I paid 85%. Then 75%. Then 50%. Now, I absolutely can't afford to do even that.(I am in construction trades) From talking to other contractors they are in the same situation.

 

[Bruh]

$1,300 a month with a $10,000 deductible.

No, it's not perfect and hey! How many millions of people now have health insurance?..........a lot of millions have health insurance except for mine mine don't ........well until I pay in $10,000 then I have health insurance.

Eh! No biggie, it's not perfect. Was it 22 million that have insurance? Minus one family!!!!!!!

 

[Tarheel Baptist]

How many liked their doctor but couldn't keep their doctor?
How many liked their plan but couldn't keep their plan?
How many saw their premium double, their deductible double and their out of pocket cost increase by over one fourth?

Tarheel raises his hand.....

Shed a little light on the first two. Why did you have to change plans? I assume your doctor wasn't in the plan your current plan.

As mentioned previously the cost of health insurance has skyrocketed. As a retiree I have seen my cost go up. Not sure that is tied to ACA.

I lost my doctor immediately after Obamacare went into effect...he left practice and became an ER doctor BECAUSE the healthcare law was passed. My wife lost one of her doctors because his practice would no longer accept our plan.

I had to change plans the past 2 years. The law was such a disaster they had to delay its implementation or I would have lost my plan year one. The premium increased 33% right away. It's increased every year. This year we changed plans yet again....still higher deductibles and higher co-pays than last year with a 20% increase in premium!

Thanks to Obamacare, NC (and many other states) has only ONE carrier...Blue Cross. It was a dismal failure, is unsustainable and was passed with deliberate lies and deceit.

Other than all of that, it was wonderful!

 

[LongGone]

How many liked their doctor but couldn't keep their doctor?
How many liked their plan but couldn't keep their plan?
How many saw their premium double, their deductible double and their out of pocket cost increase by over one fourth?

Tarheel raises his hand.....

Shed a little light on the first two. Why did you have to change plans? I assume your doctor wasn't in the plan your current plan.

As mentioned previously the cost of health insurance has skyrocketed. As a retiree I have seen my cost go up. Not sure that is tied to ACA.

I lost my doctor immediately after Obamacare went into effect...he left practice and became an ER doctor BECAUSE the healthcare law was passed. My wife lost one of her doctors because his practice would no longer accept our plan.

I had to change plans the past 2 years. The law was such a disaster they had to delay its implementation or I would have lost my plan year one. The premium increased 33% right away. It's increased every year. This year we changed plans yet again....still higher deductibles and higher co-pays than last year with a 20% increase in premium!

Thanks to Obamacare, NC (and many other states) has only ONE carrier...Blue Cross. It was a dismal failure, is unsustainable and was passed with deliberate lies and deceit.

Other than all of that, it was wonderful!

So what are your realistic expectations for the Republican plan? They have committed to keeping the 20 million covered. They appear not to want to penalize people who don't purchase insurance. So you reduce the number of healthy people participating and you have a larger percentage of sick people participating.

 

[Tarheel Baptist]

LongGone:
So what are your realistic expectations for the Republican plan? They have committed to keeping the 20 million covered. They appear not to want to penalize people who don't purchase insurance. So you reduce the number of healthy people participating and you have a larger percentage of sick people participating.

My expectations are low.
But I am not going to complain, criticize or compliment until we do see what they are going to do.

 

[cpizzle]

No one is on "Obamacare."  The ACA set up exchanges where people could purchase private insurance with a subsidy.  Before the ACA, people could purchase private insurance without a subsidy.  Thus, they wouldn't lose their insurance if "Obamacare" is repealed, only their subsidies (assuming Medicare expansion stays the same).  Those with preexisting conditions might lose their coverage, but they should be in a separate plan anyway.  Basically, the ACA gives everyone who wants it insurance and it is paid for by those who have an income.  People who are on Medicare, who receive subsidies, or who have preexisting conditions all receive far more care than they will every pay in.  The rest of us pay more to cover them.  This might seem moral, but only if it is done willingly and not forced by government.

 

[Twisted]

This might seem moral, but only if it is done willingly and not forced by government.

Government stealing your labor to pay for unconstitutional items is never moral.  It is theft.

 

[LongGone]

This might seem moral, but only if it is done willingly and not forced by government.

Government stealing your labor to pay for unconstitutional items is never moral.  It is theft.

My taxes pay for a road you drive on that I will never use. In a democracy/republic you get to elect the people who decide on taxes and how it is spent. If enough are unhappy they will elect different people.

 

[Tarheel Baptist]

This might seem moral, but only if it is done willingly and not forced by government.

Government stealing your labor to pay for unconstitutional items is never moral.  It is theft.

My taxes pay for a road you drive on that I will never use. In a democracy/republic you get to elect the people who decide on taxes and how it is spent. If enough are unhappy they will elect different people.

I agree.

 

[Twisted]

This might seem moral, but only if it is done willingly and not forced by government.

Government stealing your labor to pay for unconstitutional items is never moral.  It is theft.

My taxes pay for a road you drive on that I will never use. In a democracy/republic you get to elect the people who decide on taxes and how it is spent. If enough are unhappy they will elect different people.

Unfortunately, I can only vote for four that would matter (on a federal level).  So far, not enough have joined me.  I think I read that over 85% of incumbents get reelected to continue the same failed policies.  Of course, this theft is not new or recent.  One only has to read Davy Crockett's speech to understand that.  It was theft then it is theft now.

 

[LongGone]

This might seem moral, but only if it is done willingly and not forced by government.

Government stealing your labor to pay for unconstitutional items is never moral.  It is theft.

My taxes pay for a road you drive on that I will never use. In a democracy/republic you get to elect the people who decide on taxes and how it is spent. If enough are unhappy they will elect different people.

Unfortunately, I can only vote for four that would matter (on a federal level).  So far, not enough have joined me.  I think I read that over 85% of incumbents get reelected to continue the same failed policies.  Of course, this theft is not new or recent.  One only has to read Davy Crockett's speech to understand that.  It was theft then it is theft now.

Flawed system but still the best around. I agree that term limits would help this aspect. I know the argument against them but I think the challenges can be overcome. I may not like every decision but cannot call it theft when elected representatives by the people vote on how to spend the money.

 

[Twisted]

Flawed system but still the best around.

According to who and based on what?

I have read other reports based on income, taxation, freedoms, etc. and the US never is #1.

http://www.washingtonexaminer.com/under-obama-u.s.-personal-freedom-ranking-slips-below-france/article/2556322

 

[Twisted]

I do remember one area where the US is #1 -  the percentage of the population that is incarcerated.

 

[Tarheel Baptist]

I do remember one area where the US is #1 -  the percentage of the population that is incarcerated.

The problem comes in trying to define, implement and continue the 'perfect' system.
We have what we have.
But we do have the freedom to move to Iceland, Norway or Canada.

Funny how almost nobody chooses to do so...

 

[Twisted]

I do remember one area where the US is #1 -  the percentage of the population that is incarcerated.

The problem comes in trying to define, implement and continue the 'perfect' system.
We have what we have.
But we do have the freedom to move to Iceland, Norway or Canada.

Funny how almost nobody chooses to do so...

True.  I don't speak Iceland.  And hardly none of those come here, except their deadbeats (many, at least) who want to enjoy our "free"dom -free money, free housing, etc.

 

[HeDied4U]

I do remember one area where the US is #1 -  the percentage of the population that is incarcerated.

The problem comes in trying to define, implement and continue the 'perfect' system.
We have what we have.
But we do have the freedom to move to Iceland, Norway or Canada.

Funny how almost nobody chooses to do so...

Funny how two months later none of those "celebrities" who declared they were moving to Canada (or South Africa) have made the move yet. Of course, most have now said they were "just joking." No, what happened was they, in their little libtard fantasy world, never in a million years thought Crooked Hillary would lose, so they thought they were "safe" in making such declarations. They never thought they might actually have to follow thru.

 

[Smellin Coffee]

I do remember one area where the US is #1 -  the percentage of the population that is incarcerated.

The problem comes in trying to define, implement and continue the 'perfect' system.
We have what we have.
But we do have the freedom to move to Iceland, Norway or Canada.

Funny how almost nobody chooses to do so...

Funny how two months later none of those "celebrities" who declared they were moving to Canada (or South Africa) have made the move yet. Of course, most have now said they were "just joking." No, what happened was they, in their little libtard fantasy world, never in a million years thought Crooked Hillary would lose, so they thought they were "safe" in making such declarations. They never thought they might actually have to follow thru.

They're simply following Rush's example...

Rush Limbaugh: I'll Leave Country Over Health Bill

 

[HeDied4U]

I do remember one area where the US is #1 -  the percentage of the population that is incarcerated.

The problem comes in trying to define, implement and continue the 'perfect' system.
We have what we have.
But we do have the freedom to move to Iceland, Norway or Canada.

Funny how almost nobody chooses to do so...

Funny how two months later none of those "celebrities" who declared they were moving to Canada (or South Africa) have made the move yet. Of course, most have now said they were "just joking." No, what happened was they, in their little libtard fantasy world, never in a million years thought Crooked Hillary would lose, so they thought they were "safe" in making such declarations. They never thought they might actually have to follow thru.

They're simply following Rush's example...

Rush Limbaugh: I'll Leave Country Over Health Bill

I'd forgotten about that. I guess folks on both sides of the aisle are guilty of hyperbole.

 

[Twisted]

https://www.facebook.com/photo.php?fbid=10211839607488710&set=a.1544509615770.2070151.1325892458&type=3&theater